FinText™ Payments Services
A seamless, embedded payments solution, powered by a compliant-first messaging platform.
Why Payers Don't Pay
Consumers today are overwhelmed with multiple bills, confusing portals, and forgotten logins. When making a payment requires too much effort, they delay or abandon the process entirely.
The result: longer collection times, lower payment recovery rates, and higher operational costs.
What Payers Want
Modern consumers crave simplicity – no calls, no portals, just something fast, safe, and easy. With FinText Payment Services, payers can act immediately within their native texting app.
- No extra steps
- No login hurdles
- Just a seamless payment experience
Introducing TextPay
TextPay transforms text messaging into a frictionless payment channel.
Here’s how it works:
- A payment reminder is sent via text with a secure link.
- Customers click and pay—no app downloads or portal logins required.
- For future payments, a simple keyword reply completes the process in seconds.
The Results: Money Talks, but it Prefers to Text
50%
50%
85%
85%
88%
88%
SBT is elevating the FinText™ Payment Services experience with Apple Pay and Google Pay—delivering faster, secure, and frictionless payments directly through text. By enabling seamless mobile wallet transactions, FinText continues to set the standard for compliant, user-friendly payments in consumer finance. Because at SBT, the best conversations don’t just connect—they convert.
With Apple Pay and Google Pay integrated into FinText™, you can take customers from conversation to payment instantly, offering a faster, more trusted way to pay by text.
Get it Right
- Minimize fraud concern
- Faster secure checkouts
Get the Reach
- Increase engagement and reduce drop-off
- Reach mobile-first consumers
- Complete payments instantly with just a tap
Get the Results
- Increase payment completion rates
- Reduce delinquency and accelerate revenue
- Boost borrower retention
Why Choose FinText Payment Services?
More Than Just a Payments Link
Many “pay-by-text” vendors simply send a link to an external portal. TextPay is different. It embeds payments directly into the texting experience, making transactions seamless, fast, and immediately actionable.
