non-bank LENDING
Modernize Lending from First Touch to Final Payment
Borrowers live on their phones, not in their inboxes. SBT puts compliant, high-impact messaging at the center of every loan interaction so you convert faster, collect sooner, and serve better.
We understand the challenges today’s lending and servicing leaders face from rising operational costs and compliance pressures to the demand for seamless digital experiences. That’s why we’ve built a platform that transforms every stage of the loan journey boosting efficiency, increasing revenue, and elevating member satisfaction.
Drive Growth, Efficiency, and Loyalty Across the Borrower Journey
From acquisition to final payment, SBT empowers lenders with a purpose-built messaging platform that accelerates engagement, reduces friction, and improves outcomes at every touchpoint.
Marketing
Drive demand and lower CPAs with targeted, trackable SMS & RCS campaigns that reach borrowers instantly.
Loan Origination
Guide applicants from application to approval seamlessly with two-way texting, MMS document share, and real-time status alerts, without the need to log into portals, open emails or play phone tag.
Account Servicing
Send balances, statements, and policy updates in the channel borrowers most often use, reducing support volume and boosting CSAT.
Payment Processing
Make it easier for customers to pay on time with timely reminders and simple, secure Text-to-Pay experiences—no logins, no friction, just faster payments.